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Shop around, ask some major stores if they have credit on machines, yes you will pay back more that way, but at least its an affordable payment per month.
My Shop (in the UK) sells a brand new system for £350 thats with 17' TFT, x1350 512mb radeon card, 2gb mem, 250gb HD (sata), AMD CPU (depending on whats the highest and cheapest at that time - but 64bit and over 3ghz)
So im sure you can find similar in a store near you, be about under the $500 maybe for you, but as I said ask for credit, if old enough and your credit is good you may get what you want.
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