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Yes, for filesharing or browsing you need an IP address AND some kind of protocol to access it with. CuteFTP will work, I like FlashFXP but doesn't matter.
I don't know what a pre-made cable costs since I buy in bulk and build my own and cost is based on per foot so I don't know how long you can get for $10. The last time I compared making and buying cables I figured I saved something like 70% making them so its very worth learning especially if you want to use XBLive from a different room (would need a long one)or plan on having buddies LAN with you (need multiple cables).
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